Down Payment Assistance Programs

How do you go from dreaming of owning a home to holding your first set of keys? If you’re like most first-time buyers, the down payment is your biggest hurdle. But, it could pay off big time to know your down payment options.

There are more than 2,400 homebuyer programs available across the country–they can be as unique as the homebuyers and communities they serve. Let’s break down the basics of today’s homebuyer programs.

What are homeownership programs?

Programs can include loans, grants, tax credits and other programs for eligible homebuyers that can help them achieve the down payment faster, cover closing costs and get into a home sooner than they would have otherwise.

Who offers these programs?

  • State Housing Finance Agencies (HFA) often offer the broadest array of opportunities.
  • Cities and Counties offer programs with criteria adjusted for local median income and home prices.
  • Housing Authorities
  • Non-profits
  • Employers
See what you qualify for now!


Down Payment and Grant Locator

Search for down payment assistance and home buying grants.

What countries are you interested in? *


Use a comma in between multiple counties.

What cities are you interested in? *


Use a comma in between multiple cities.

What type of Property are you interested in? *

Current Housing Situation *

What do you think your credit score is? *

What do you think your co-borrowers credit score is?

When would you like to purchase a home? *


What is your Time Frame?

Email *


Where would you like your reports sent?

Search for Grants (cont)

Check all options that apply to you.

Which applies to you? *

Please check all options that apply to you.

What is the annual household income? *


This includes all people on the loan plus husband or wife even if they are not on the loan.

What is the annual income of borrowers that will be on the loan? *


This only includes the borrowers that will be on the home loan. It is OK to estimate.

What are you current monthly payment? (Don't include rent, heat, electric, insurance or phones) *


(i.e.Include car payments, credit cards, student loans, child support, deferred student loans,etc).


Estimated price range?*


What price range would you like to be looking in?


What is your maximum comfortable payment range?*


This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance.

What is the total amount of student loans currently outstanding for you and any co-borrower? *


This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance.

Phone Number



This will be your password, you will need it to log back into your account if you decide to use down payment assistance.

Your Name


What name would you like your application saved under?

Down Payment Assistance (DPA Found) (Grants Found)

We have found available home buying grants and/or DPA(down payment assistance and closing cost assistance). Enter your information below to finish and save your application.

Borrower Name*


Please enter your first name

 


Please enter your last name

Email*


This will be your login user name if you decide to use down payment assistance to buy a home.

Cell Phone*

This will be your login password, if you decide to use down payment assistance to buy a home.

Borrower Social Security Number

Borrower Date of Birth

Address

 

 

 

Co-Borrower Name


if applicable

 


if applicable

Co-Borrower Social Security Number


if applicable

Co-Borrower Date of Birth


if applicable